Terms of Service
Effective Date: January 1, 2026
Welcome to Centium Capital (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or submitting information through our platform, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our website or services.
1. Services Provided
Centium Capital provides business funding advisory and brokerage services, including but not limited to:
Merchant Cash Advances (MCA)
Short-term and bridge financing
Private credit placement
Introductions to third-party institutional and private lenders
Centium Capital is not a lender. We do not directly fund businesses and do not make credit decisions.
2. Eligibility
Our services are intended solely for business purposes. By using our services, you represent that:
You are at least 18 years old
You are acting on behalf of a legally registered business
You are not seeking personal, consumer, or household credit
3. No Guarantee of Funding
Submission of information does not guarantee approval, funding, or specific terms. All funding decisions, rates, terms, and approvals are determined exclusively by third-party lenders.
4. Information Accuracy
You agree to provide accurate, complete, and truthful information. Providing false, misleading, or incomplete information may result in denial of services and termination of any relationship.
5. Third-Party Relationships
Centium Capital may share your information with third-party lenders, funding partners, and service providers for the purpose of evaluating financing opportunities. We are not responsible for the actions, offers, or decisions of third parties.
6. Fees & Compensation
Centium Capital may receive compensation from funding partners if a transaction is completed. Fees, if applicable, are typically built into the funding structure and disclosed prior to acceptance.
SMS Messaging Terms
By providing your mobile phone number, you consent to receive SMS/text messages from Centium Capital related to:
Business funding inquiries
Application status updates
Requests for documentation
Customer support communications
Service-related notifications
Message frequency varies. Message and data rates may apply.
You may opt out at any time by replying STOP to any SMS message. For help, reply HELP or email [email protected].
Wireless carriers are not liable for delayed or undelivered messages.
7. Intellectual Property
All content on this website, including text, logos, branding, and materials, is the property of Centium Capital and may not be copied, reproduced, distributed, or used without written consent.
8. Disclaimer of Warranties
All services and website content are provided “as is” and “as available.” Centium Capital makes no warranties, express or implied, regarding accuracy, availability, or suitability of services.
9. Limitation of Liability
To the maximum extent permitted by law, Centium Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of our services or website.
10. Indemnification
You agree to indemnify and hold harmless Centium Capital, its owners, officers, employees, and affiliates from any claims, damages, losses, liabilities, or expenses arising from your use of our services or violation of these Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.
12. Changes to Terms
Centium Capital reserves the right to update or modify these Terms at any time. Continued use of the website or services constitutes acceptance of any changes.
13. Contact Information
Centium Capital
Email: [email protected]
Please review our Privacy Policy to understand how we collect, use, and protect your information.
Centium Capital is not a direct lender. Funding is provided by third‑party institutional lenders and private capital partners.
Ready to explore your funding options?
Our team is available to review your business and identify capital solutions built specifically for ecommerce growth.
Trusted by Sellers On Top Platforms
Capital Solutions Trusted by Online Brands
Explore what our community is saying about their experience with us.
Jason M.
Shopify Apparel Brand
“We were growing fast but constantly tight on cash for inventory. Centium Capital helped us secure funding that aligned with our sales cycles, which allowed us to restock best-sellers without slowing growth. The process was straightforward and transparent.”
Chris L.
DTC Skincare Brand
“We needed additional capital to scale paid ads after finding a winning product. Centium Capital walked us through our options and helped us access funding that made sense for our margins. It allowed us to grow without overextending the business.”
Daniel P.
Subscription Supplement Brand
“Monthly recurring revenue was strong, but upfront inventory costs were holding us back. Centium Capital helped bridge that gap so we could maintain consistent fulfillment. Their ecommerce-focused approach really showed.”
Amanda R.
Amazon FBA Seller
“Amazon payouts made our cash flow unpredictable, especially during peak months. Centium Capital understood our FBA model and structured funding that let us place larger inventory orders without stress. It made a noticeable difference in our ability to scale.”
Sarah K.
Home Goods Ecommerce Store
“We were profitable but limited by cash timing between inventory orders and customer payouts. Centium Capital helped us unlock working capital that supported growth without disrupting operations. The experience was smooth from start to finish.”
Mike T.
Digital Products-Etsy Store
“Even as a digital business, cash flow fluctuated heavily with ad spend. Centium Capital helped us access funding that allowed us to scale campaigns confidently during peak launches. It gave us flexibility we didn’t have before.”
Professional Capital Solutions for Modern Ecommerce
Centium Capital is not a direct lender.
Funding is provided by third-party capital partners.
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